Follow these simple steps to create your Creamy Bacon Cheddar Bagels:

1. Preheat the oven: Set your oven to 375°F (190°C).
2. Cook the bacon: In a skillet over medium heat, cook the bacon until crispy. Remove from the pan and place on paper towels to drain excess grease.
3. Prepare the bagels: Slice the bagels in half and place them on a baking sheet.
4. Spread the cream cheese: Evenly spread softened cream cheese on each bagel half.
5. Add bacon: Crumble the cooked bacon and sprinkle it generously over the cream cheese on each bagel.
6. Add cheese: Top each bagel with a generous amount of shredded cheddar cheese.
7. Season: Sprinkle salt and pepper over the top for added flavor. Add fresh chives if desired.
8. Bake: Place the baking sheet in the preheated oven and bake for 15-20 minutes, or until the cheese is melted and bubbly.
9. Cool slightly: Remove from the oven and let cool for a few minutes.
10. Serve warm: Enjoy your delicious Creamy Bacon Cheddar Bagels while they’re still warm!