Creating the Swirled Garlic Herb & Cheese Bread is a straightforward process. Follow these steps to achieve a delicious loaf:

1. Activate Yeast: In a small bowl, combine warm water, sugar, and yeast. Allow it to sit for about 5-10 minutes until frothy.
2. Mix Dry Ingredients: In a large bowl, whisk together the flour and salt.
3. Combine Mixtures: Add the yeast mixture and olive oil to the flour mixture. Stir until a dough forms.
4. Knead Dough: Transfer the dough to a floured surface and knead for about 8-10 minutes until smooth and elastic.
5. First Rise: Place the dough in a lightly greased bowl, cover it with a damp cloth, and let it rise in a warm place for about 1 hour or until doubled in size.
6. Prepare Filling: In a bowl, mix together the minced garlic, chopped herbs, Parmesan cheese, mozzarella cheese, and black pepper.
7. Roll Out Dough: Once the dough has risen, punch it down and turn it out onto a floured surface. Roll it into a rectangle about ¼ inch thick.
8. Add Filling: Spread the cheese and herb mixture evenly over the dough.
9. Roll Up: Starting from one long side, carefully roll the dough into a tight log.
10. Shape the Loaf: Pinch the edges to seal and place the loaf seam side down on a greased baking sheet.
11. Second Rise: Cover the loaf with a damp cloth and let it rise for another 30 minutes.
12. Preheat Oven: Preheat your oven to 350°F (175°C).
13. Egg Wash (optional): If desired, beat the egg and brush it over the top of the loaf for a golden finish.
14. Bake: Bake in the preheated oven for 25-30 minutes or until golden brown and hollow-sounding when tapped.
15. Cool: Remove from the oven and let the bread cool on a wire rack for 10-15 minutes before slicing.

By following these steps, you will create a delicious Swirled Garlic Herb & Cheese Bread that is sure to impress everyone!